For more than 35 years, COHEAO has served as the industry’s premier partnership of colleges, universities and organizations dedicated to promoting the Federal campus-based loan programs and addressing the most pressing issues in student financial services today. Driven by the demand for information and collaboration on the Perkins Loan Program, Student Financial Wellness and Student Financial Services, COHEAO provides opportunities for networking and professional development through its conferences, webinars and task forces, focusing on compliance, legislative and regulatory issues.

By advocating for the preservation and improvement of the campus-based programs, our membership is dedicated to providing greater access to students with need in achieving their goal of a higher education!

Join Our Perkins Advocacy Efforts

Sign the Save Perkins Petition

The Future of Perkins Loans

Capitol Dome

Attention COHEAO Members and Perkins Loan Advocates: Perkins Loan Recipients NEED YOUR HELP!  Sign the Save Perkins Petition and let your voice be heardWithout Congressional action, the Perkins Loan Program could be discontinued, and all of the benefits of this low-cost, effective loan program will be lost. Learn More.

Task Forces & Committees


COHEAO has multiple task forces and committees that meet on a regular basis that are open to all members. The organization also convenes ad hoc working groups to address specific issues. Learn More

Conferences & Training


COHEAO hosts two major conferences each year featuring informative programs, networking opportunities, and discussion with Members of Congress, Key officials, and other leaders in student financial services. Learn More.

July 28, 2016 Prepared by:  Wes Huffman (whuffman@wpllc.net)   Today, the Consumer Financial Protection Bureau (CFPB) released what officials are describing as an outline of forthcoming regulations on the Federal Debt Collection Practices Act (FDCPA).  The Bureau still must meet with a Small Business Review Panel and indicates it remains open to discussions with all…

May 19, 2016 Prepared by:  Wes Huffman (whuffman@wpllc.net) The Senate Committee on Commerce, Science and Transportation convened a hearing May 18 to examine the Telephone Consumer Protection Act, a law designed to protect consumers from unwanted calls which was written some 25 years ago.  A full summary is included as a special attachment with this…

April 1, 2016 Prepared by:  Wes Huffman (whuffman@wpllc.net) The Perkins Loan Extension Act revived the Perkins Loan Program, but it also added new disclosure requirements.  After receiving the initial guidance from the Department of Education in the form of DCL-GEN-16-05, COHEAO immediately formed a workgroup among industry leaders from both schools and their vendor partners…