For more than 40 years, COHEAO has served as the industry’s premier partnership of colleges, universities and organizations dedicated to promoting the Federal campus-based loan programs and addressing the most pressing issues in student financial services today. Driven by the demand for information and collaboration on the Perkins Loan Program, Student Financial Wellness and Student Financial Services, COHEAO provides opportunities for networking and professional development through its conferences, webinars and task forces, focusing on compliance, legislative and regulatory issues.

By advocating for the preservation and improvement of the campus-based programs, our membership is dedicated to providing greater access to students with need in achieving their goal of a higher education!


The Future of Perkins Loans

COHEAO continues to advocate for a long-term solution for the Perkins Program. COHEAO’s proposal for reauthorization is the Perkins ARC (Access Retention Completion) Loan. We will continue to work with Congress on securing a replacement for a much-needed campus-based program.

Task Forces & Committees

COHEAO has multiple task forces and committees that meet on a regular basis that are open to all members. The organization also convenes ad hoc working groups to address specific issues. Learn More

Conferences & Training

COHEAO hosts an Annual Conference  every January in Washington, DC and two workshops – fall and spring – at various locations throughout the country.  Learn More.

May 14, 2020 · by mlivolsi · Spark Notes

The Health Resources and Services Administration (HRSA), an office of the U.S. Department of Health and Human Services (HHS), has released information regarding Health Profession and Nurse Faculty Loan programs and their eligibility for the interest fee waiver and administrative forbearance options that have been announced by the Trump Administration and provided through the CARES…

April 19, 2020 · by mlivolsi · Spark Notes

This week, a group of 25 FFELP lender/service associations, student borrower advocacy groups, and consumer groups sent a letter to Congressional leadership urging them to extend provisions relating to student loans in the Coronavirus Aid, Relief, and Economic Security (CARES) Act to borrowers of Federal Perkins loans and participants in the Federal Family Education Loan…

April 9, 2020 · by mlivolsi · Spark Notes, Uncategorized

COHEAO has been fighting to restore the Perkins Loan servicing Administrative Cost Allowance (ACA) since 2018. Our organization was successful in getting provisions included in both the Fiscal Year 2019 and 2020 annual appropriations bills giving the Department of Education (ED) the authority to cover the expenses schools incur by servicing their existing Perkins Loan…