For more than 35 years, COHEAO has served as the industry’s premier partnership of colleges, universities and organizations dedicated to promoting the Federal campus-based loan programs and addressing the most pressing issues in student financial services today. Driven by the demand for information and collaboration on the Perkins Loan Program, Student Financial Wellness and Student Financial Services, COHEAO provides opportunities for networking and professional development through its conferences, webinars and task forces, focusing on compliance, legislative and regulatory issues.

By advocating for the preservation and improvement of the campus-based programs, our membership is dedicated to providing greater access to students with need in achieving their goal of a higher education!

Key ways to Support Perkins Now

Read more about our Perkins Advocacy Efforts

Every Day is a Virtual Hill Day for Perkins Advocates!

The Future of Perkins Loans

Attention COHEAO Members and Perkins Loan Advocates: Perkins Loan Recipients NEED YOUR HELP!  Sign the Save Perkins Petition and let your voice be heardWithout Congressional action, the Perkins Loan Program could be discontinued, and all of the benefits of this low-cost, effective loan program will be lost. Learn More.

Task Forces & Committees

COHEAO has multiple task forces and committees that meet on a regular basis that are open to all members. The organization also convenes ad hoc working groups to address specific issues. Learn More

Conferences & Training

COHEAO hosts two major conferences each year featuring informative programs, networking opportunities, and discussion with Members of Congress, Key officials, and other leaders in student financial services. Learn More.

October 24, 2017 Written by Wes Huffman ( Following the expiration of the authority to make new Perkins Loans on October 1, COHEAO has received several inquiries regarding loan disbursements, the path forward for Perkins, and other related matters. Below is COHEAO’s guidance regarding the inquiries we have received to date: For students with loans…

October 6, 2017 Written by Wes Huffman ( The U.S. Department of Education today released a dear-colleague letter regarding the wind-down of the Federal Perkins Loan Program. It provides information on the expiration of authority to make new Perkins loans, the distribution of assets of institutions’ Federal Perkins Loan Revolving Fund, and the assignment of…

September 29, 2017 Written by  Wes Huffman ( The Perkins Loan Program is set to expire tomorrow. However, the program has expired in the past, only to be revived at a later date.  In 2015, the Perkins Loan Program expired on September 30, only to be revived in December of the same year.  COHEAO and…